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Terms and Conditions

Introduction
Welcome to Spearpoint Leaders. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our services.

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Services Provided
Spearpoint Leaders offers life and professional coaching services. The services provided are for guidance, personal development, and informational purposes only. Results may vary depending on individual effort and circumstances.

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Payment Terms
All payments for services must be made in full prior to the start of any coaching session unless otherwise agreed upon in writing. We accept payments via credit card, debit card, or other payment methods as specified on our website.

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Cancellation and Refund Policy
Clients may cancel or reschedule sessions with at least 24 hours' notice. Failure to provide such notice may result in the session being forfeited. Refunds for unused sessions will only be considered on a case-by-case basis, and at the discretion of Spearpoint Leaders.

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Limitation of Liability
Spearpoint Leaders and its affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the services provided. The client assumes full responsibility for their decisions and actions based on coaching sessions.

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Confidentiality
All personal information shared during coaching sessions is kept confidential. Spearpoint Leaders will not disclose any details without your explicit consent, except where required by law.

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Intellectual Property
All content, materials, and tools provided by Spearpoint Leaders, including written content, logos, and graphics, are the intellectual property of Spearpoint Leaders. You may not reproduce, distribute, or create derivative works based on our content without explicit permission.

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Changes to Terms
Spearpoint Leaders reserves the right to modify these terms and conditions at any time. Any changes will be posted on this page, and it is your responsibility to review them regularly.

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Governing Law
These terms are governed by and construed in accordance with the laws of [Your Jurisdiction], and any disputes will be subject to the exclusive jurisdiction of the courts of [Your Jurisdiction].

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